Oak FinancialOak Financial

CANADA MONEY PLAN

Calm Money Planning

Get retirement plans, tax-aware investing, RRSP and TFSA guidance, and insurance help made for Canadian families, professionals, and retirees.

Book a callSee services
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Metric 01

1:1

planning support

Metric 02

90 min

first review call

Metric 03

4.8/5

client rating

HOW IT WORKS

Four simple steps

Income, tax, and spending plan for life after work.

Empty lakeside condo living room with armchairs, throw, side table, and misty morning light

90-min review

Retirement Roadmap

From $1,250

Income, tax, and spending plan for life after work.

Ceramic vessels, tax folder, and metal tray on a stone sideboard in warm window light.

Yearly review

Tax-Aware Investing

From $1,500

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One-time plan

RRSP and TFSA Guide

From $950

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01With planner

Insurance Check

From $875

Match life, disability, and critical illness cover to need.

Three ceramic bowls and a brass tray on a kitchen island symbolize monthly cash flow planning.
02Budget map

Cash Flow Plan

From $1,100

Set bills, savings, and debt payments on one monthly map.

Entry vignette with key bowl, stepped stones, and face-down renewal envelope on terracotta stone.
03Debt review

Mortgage and Debt Plan

From $1,200

Choose payoff order, renewal timing, and prepayment steps.

OUR SERVICES

Money help for Canada

Share your goals and the main money questions before we meet.

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01

Book a Call

Share your goals and the main money questions before we meet.

Calculator, brass bead counter and clipped cream cards on pale oak wood.
02

Review The Numbers

We look at income, taxes, RRSPs, TFSAs, debt, insurance, and holdings.

Three clipped cards, brass paperweight and slim watch on a pale stone tray with soft side light.
03

Get Your Plan

You get clear next steps, timelines, and the order to do them in.

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04

Stay On Track

We meet again, check progress, and update the plan when life shifts.

CLIENT RESULTS

Real plans, real gains

Money snapshot RRSP and TFSA check Retirement income outline Debt payoff order 60-day action list

One-time feeOne-time fee

Starter

From $1,250

  • Money snapshot
  • RRSP and TFSA check
  • Retirement income outline
  • Debt payoff order
  • 60-day action list
Most popularTwo payments

Signature

From $3,250

  • Household money snapshot
  • RRSP and TFSA allocation
  • Tax-aware portfolio review
  • Mortgage renewal timing
  • Insurance gap check
  • Two planning meetings
Annual retainerAnnual retainer

Scale

Custom

  • Multi-year income plan
  • Ongoing portfolio oversight
  • Monthly cash flow review
  • Retirement drawdown setup
  • Insurance coordination
  • Quarterly planning calls

WHAT CLIENTS SAY

What clients say

They set income draws and cut month-end stress before leaving work.

Toronto condo living room at sunrise with two empty armchairs, throw, coffee tray, and skyline haze.

Retirees

Retirement plan for a Toronto couple

They set income draws and cut month-end stress before leaving work.

Bright mudroom with stroller, travel bag, baskets, and tidy bench in soft daylight.

Families

RRSP and TFSA reset for a family

Macro of a dental model, closed portfolio case, and ceramic vessels on a shelf by a dark window.

Professionals

Portfolio review for a dentist

Condo entry console with keys and a face-down mortgage renewal envelope in warm daylight

Homeowners

Mortgage plan for a condo owner

Empty nursery corner with a bassinet, folded blanket, crib sheet and emergency kit in soft window light.

Parents

Insurance check for new parents

Macro still life of a planner's leather folio, brass pen, binder and clock on walnut.

Retirement income

Amelia Grant

Calculator, closed tablet and ceramic weights in a metal tray under dramatic light.

Tax-aware portfolios

Daniel Chow

Notebook, reading glasses and fountain pen on pale stone in soft directional light.

RRSP and TFSA

Priya Singh

Macro still life of a closed policy binder, keys, and sealed emergency packet on a terracotta archive shelf

Debt and cover

Mark Ellison

Proof

Customer notes

Verified

“Clear, calm advice. Our RRSP and TFSA plan finally makes sense.”

Macro still life of a planner's leather folio, brass pen, binder and clock on walnut.

Maya Patel

Owner, Maple Root Studio

Verified

“Oak Financial gave us a retirement plan we can follow month by month.”

Calculator, closed tablet and ceramic weights in a metal tray under dramatic light.

Greg Tanner

Retired nurse, Cedar View

Verified

“They sorted our mortgage, debt, and savings in one meeting.”

Notebook, reading glasses and fountain pen on pale stone in soft directional light.

Linda Cho

Finance manager, Northline Co.

Service area

Ontario

Toronto, Mississauga, Brampton, Ottawa, Hamilton, London

Ontario shoreline dawn with mist over Georgian Bay and the Niagara Escarpment

Area 01

Ontario

Toronto, Mississauga, Brampton, Ottawa, Hamilton, London

Toronto skyline in evening haze above a calm silver lake, viewed from the waterfront.

Area 02

Greater Toronto Area

Toronto, Vaughan, Markham, Richmond Hill, Oakville, Burlington

Golden-hour Southern Ontario farm fields rolling to a distant barn line beneath warm haze.

Area 03

Southern Ontario

Kitchener, Waterloo, Cambridge, Guelph, Barrie, Niagara Falls

Snow peaks above a calm glacial lake and ice field, wide Canadian horizon under soft morning light.

Area 04

Across Canada

Calgary, Edmonton, Winnipeg, Saskatoon, Halifax, Victoria

The Map

Journal

Money notes for Canada

Questions

Common questions

Quick answers before visitors choose a product, service, or next step.

01Do you work with clients across Canada?+

Yes. We meet by phone or video and help clients in Ontario and across Canada with planning and reviews.

02Can you help with RRSP and TFSA choices?+

Yes. We look at income, tax room, and goals, then set a simple split for each account.

03Do you manage investments too?+

Yes. We review your holdings, fees, and risk level, then build a plan that fits your cash flow and tax bracket.

04Can you help near retirement?+

Yes. We map income, spending, tax, and drawdown timing so your money can last through retirement.

05Do you help with debt and mortgages?+

Yes. We can sort payoff order, renewal timing, and extra payments so the plan fits your monthly budget.

06How do I start?+

Book a call, share a few details, and we will set the next step after a short review.

Monthly money notes

Get one short email each month with tax dates, RRSP and TFSA tips, and simple steps for better money habits.